Books Make Your Kid A Money Genius (Even If You're Not): A Parents' Guide for Kids 3 to 23 Beth Kobliner

"Make Your Kid A Money Genius (Even If You're Not): A Parents' Guide for Kids 3 to 23" by Beth Kobliner is a highly accessible and practical guide aimed at helping parents teach their children smart money habits from an early age through young adulthood. The book emphasizes that many financial habits are formed before the age of seven and that parents are the number one influence on their kids’ financial behaviors.

Kobliner argues that raising a money genius is less about teaching complex financial concepts and more about instilling key values such as delaying gratification, working hard, living within one’s means, getting a good education, and being generous. The book debunks the myths that allowance or after-school jobs are the only ways to teach money skills and provides age-appropriate advice on topics like saving, credit cards, debt, and investing.