Books THE MILLIONAIRE NEXT DOOR (Cream book paper inside)

Key Traits of Millionaires (According to the Book)

1️⃣ They Live Below Their Means

No obsession with expensive cars, brands, or big homes

Spend less than they earn — consistently

2️⃣ They Budget and Save

Track expenses

Invest regularly

Avoid unnecessary debt

3️⃣ They Prioritize Financial Independence

Wealth > appearance

Freedom > status

4️⃣ They’re Self-Employed or High-Saving Professionals

Many are:

Business owners

Engineers, doctors, or lawyers who manage money wisely

People who grow money, not just earn it

5️⃣ They Don’t Rely on Inheritance

Most millionaires built their wealth themselves.

6️⃣ They Invest for the Long Term

Retirement accounts

Real estate

Stocks and businesses

✅ Two Main Types Mentioned

???? PAWs — Prodigious Accumulators of Wealth

People who save, invest, and build wealth over time

???? UAWs — Under Accumulators of Wealth

People who earn well but spend it all to "look rich"

✅ Biggest Takeaway

Wealth is what you don’t see.
Owning a fancy car doesn’t mean someone is rich — but investing quietly and living modestly usually does.

✅ Want More From This Book?

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A chapter-by-chapter summary

Key statistics

Simple habits to copy

PDF-style notes

Lessons for business owners or young adults

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