Books The Smart Money Woman: An African girl's journey to financial freedom  by Arese Ugwu (Author)

"The Smart Money Woman: An African Girl's Journey to Financial Freedom" by Arese Ugwu is a financial empowerment book told through the fictional story of Zuri, a young Nigerian woman navigating money challenges while learning to manage her finances effectively. The book blends engaging storytelling with practical personal finance lessons tailored to the cultural and societal realities faced by African women.

Key themes include:

Importance of financial literacy in achieving Independence and security.

Strategies for budgeting, saving, investing, and managing debt in a relatable, realistic context.

Setting clear financial goals and developing plans to reach them.

Empowerment through knowledge to challenge societal norms and gender roles around money.

Building a supportive network and seeking mentorship to enhance financial growth.

Cultural insights into the experiences and financial habits of modern African women.

The "Smart Money Budget" which divides income into allocations for long-term goals, short-term treats, and living expenses.

Emphasizes a long-term perspective toward building wealth and passive income.