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You're Not Broke You're Pre-Rich: How to Make Your Money Work for You" by Emilie Bellet is a practical guide designed to help readers, especially young professionals and millennials, change their mindset around money. The book reframes financial struggles as a transitional phase toward wealth, coining the term "pre-rich" to encourage optimism and growth.
Bellet provides actionable advice on managing debt, budgeting, saving, and investing with simple, relatable examples. The book covers key topics such as understanding credit scores, negotiating salaries, building emergency funds, and planning for retirement. It also addresses financial challenges specific to many readers, including "black tax" and financial scams. The tone is encouraging and accessible, demystifying financial concepts and empowering readers to take control of their finances, make informed decisions, and steadily progress toward financial independence and security.
, it is a motivational and practical handbook for those seeking to improve their financial literacy, break limiting beliefs about money, and create lasting wealth.
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