Jumia Books Die With Zero: Getting All You Can From Your Money and Your Life by Bill Perkins

Die With Zero by Bill Perkins is a provocative and empowering personal finance book that flips conventional on its head. Instead of focusing on saving endlessly for retirement or accumulating wealth for the sake of legacy, Perkins urges readers to rethink their relationship with money, time, and life itself.

His central thesis is simple yet radical: maximize life experiences, not bank balances. Drawing from his own journey as a hedge fund manager and adventurer, Perkins presents a framework for living intentionally—spending money when it brings the most joy, investing in meaningful moments, and avoiding the trap of delayed gratification that never pays off.

Key principles include:

Time is your most valuable asset—use it wisely before it runs out

Memory dividends—experiences pay emotional returns for years

Net fulfillment over net worth—optimize for joy, not just financial security

Strategic giving—help others when it matters most, not just after death

Age-based spending—align your spending with your physical ability to enjoy it

Perkins also tackles common fears around financial planning, offering practical strategies for:

Calculating how much is “enough”

Avoiding over-saving and under-living

Planning for health, family, and legacy without sacrificing the present

For Kenyan readers—especially youth, entrepreneurs, and wellness seekers—Die With Zero offers a refreshing lens on financial empowerment. It encourages a shift from scarcity to abundance, from hoarding to intentional living, and from passive saving to active fulfillment.

Whether you're just starting your career or reevaluating your life’s priorities, this book is a call to live boldly, spend wisely, and leave behind not just wealth—but a life well-lived.