Jumia Books You're Not Broke, You're Pre-Rich: Ditch Debt, Stop Living from Payday to Payday, and Manage Black Tax to Liveyourbestlife   Mapalo Makhu (Author)

Mapalo Makhu is an award-winning personal finance educator, speaker, and author based in Johannesburg, South Africa. She holds a Bachelor's degree in Finance and Investments and a Post Graduate Diploma in Financial Planning. Mapalo is the founder of Woman & Finance, a platform dedicated to educating and inspiring women to take control of their finances. She is known for her straightforward advice that demystifies financial concepts and encourages practical steps toward financial security and independence. She has been featured in major financial institutions and media outlets and has been recognized for her contributions to financial literacy.

In her book "You're Not Broke, You're Pre-Rich: Ditch Debt, Stop Living from Payday to Payday, and Manage Black Tax to #LiveYourBestLife," Mapalo Makhu challenges common financial myths and provides empowering guidance on how ordinary people can start building wealth regardless of their income level. The book offers practical tools for getting out of debt, stopping the cycle of living paycheck to paycheck, and managing "black tax"—the financial support many provide to family members. It encourages readers to shift their mindset from scarcity to empowerment, showing that small consistent actions like saving and investing early can lead to financial freedom.